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R-22 · Tier 3 · Liability and insurance

Insurance Limits or AI Endorsement Beyond Commercially Reasonable

GL limits exceed ordinary sub scale or AI terms demand unusual primary/completed-ops posture.

What MillworkShield looks for

This is the business risk behind the clause.

Risk

Sub may sign for insurance it cannot procure or that fails during a claim.

Cleaner ask

Conform limits to existing program and confirm CG 20 10 / CG 20 37 endorsements.

Reference context

AIA A401 Exhibit A and ConsensusDocs schedules scale limits to sub scope and risk.

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indemnifyhold harmlessdefendarising out of

Related guide

Indemnity: do not pay for claims your shop did not cause

Can we narrow indemnity so our shop stands behind its own work and mistakes, but does not insure the GC or other parties for risks we did not cause?

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